The
White River Area Agency on Aging, Inc. is proud to present Mr. Raymon Harvey,
P.A., an Eldercare Attorney from Little Rock, Arkansas. Mr. Harvey’s
presentation is about the latest rules and regulations regarding Medicaid
qualification for nursing home care and other long term care services as
a result of the Deficit Reduction Act of 2005.
Raymon Harvey has a legal
practice in Little Rock, Arkansas specializing in Arkansas Elder Law and
Special Needs Trust. He has been in practice for over 25 years, he
served as the Arkansas State Long Term Care Ombudsman, providing advocacy
services for nursing home residents. In 1995 he was one of Arkansas’s
delegates to the White House Conference on Aging..
You may watch the various
segments of his video presentation by clicking on the various topics.
For
all practical purposes, in the United States the only “insurance” plan
for long term institutional care is Medicaid. Medicare only pays for approximately
2 percent of skilled nursing care in the United States. Private insurance
pays for even less. The result is that most people pay out of their own
pockets for long-term care until they become eligible for Medicaid. While
Medicare is an entitlement program, Medicaid is a form of welfare - or
at least that’s how it began. So to be eligible, you must become “impoverished”
under the program’s guidelines. For many individuals, the object
of long-term care planning is to protect savings (by avoiding paying them
to a nursing home) while simultaneously qualifying for nursing home Medicaid
benefits. The changes made to the Medicaid program are designed to prevent
artificial impoverishment to obtain benefits. In fact the changes take
a sledgehammer approach that goes far beyond penalizing people for giving
away their assets for the purpose of obtaining Medicaid. To
download and read Mr. Harvey's 25 page article, in .pdf format, click
here.
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watch a video, click on a link below. A new window will open, and
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